Analyst, Portfolio Management Group - Diversified Industrials - Global Corporate & Investment Bank

Overview

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Position Summary

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details. This corporate finance professional will support corporate coverage across an industry vertical lending business. A critical function of the role is to assess risk factors associated with a credit profile to determine an appropriate risk rating and credit hold level based on established policies and guidelines. Responsibilities include supporting the active credit management of a designated client portfolio and utilizing sound analytical and credit validation skills.

The incumbent will provide continuous oversight of designated client portfolio names, monitoring for changes in credit profiles (e.g., potential upgrading, downgrading, and credit deterioration) with the goal of maximizing net income and reducing associated credit costs.

Responsibilities

• Support the management of a commercial loan portfolio within a segment of an industry vertical
• Perform due diligence and regularly scheduled evaluations of the assigned loan portfolio, which may change relative to the client portfolio
• Assist in the preparation of detailed credit analyses and required credit applications in accordance with policy, evaluating corporate, regulatory and industry risk, historical and projected operating performance, and capital structure
• Ensure timely coordination and communication of account information across various constituencies within the organization
• Maintain a thorough understanding of macro-level country/risk factors
• Keep current knowledge of relevant industries, including all current events pertaining to an assigned portfolio using internal and external sources
• For assigned accounts, oversee covenant compliance, facility closing due diligence, legal documentation and ongoing monitoring of credit conditions, if any
• Attend relationship manager (RM) customer meetings as appropriate
• Undertake special projects as assigned

Advanced Credit / Underwriting Solutions

• Contribute within a deal team environment supporting Senior Portfolio Managers in developing and analyzing financing structures/strategies to support or identify LBO, M&A, and corporate recapitalization opportunities
• Pre-screen proposed transactions to identify critical structural issues and risks, balancing institutional policy with business development needs
• Work on structured credit transactions (including financial solution opportunities, securitizations, supply chain, specialized leasing transactions, and up-tier proposals)
• Maintain base industry knowledge of industries represented in the portfolio, including technical aspects, regulatory issues and unique credit product activity
• Participate in client and bank meetings as necessary

Policy and Deal Advocacy

• Support Senior Portfolio Managers in communicating and/or negotiating with CDA for transaction approval, including final hold level strategies to align risk strategy and policy
• Evaluate and establish appropriate ratings for transactions and correlate exposure levels at both the transaction and group level
• Ensure compliance with policy and regulatory requirements

Skills & Experience

• 1–2 years of substantive portfolio management, corporate credit, or related experience with an emphasis on credit and analytical skills
• Completion of a formal credit training program at a money center bank is preferred
• Bachelor’s degree in Finance, Mathematics, or related discipline; CFA is a plus
• Ability to work independently and under pressure
• Strong written, verbal, and interpersonal skills
• Strong analytical, financial, and balanced decision-making abilities
• Advanced financial modeling skills required, including those used for credit applications and Quarterly Credit Watch presentations

Compensation & Benefits

The typical base pay range for this role is $100,000–$110,000, depending on job-related knowledge, skills, experience, and location. The role is eligible for discretionary performance-based bonus and/or incentive compensation. Our Total Rewards program provides a competitive benefits package (in accordance with eligibility requirements and terms) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays.

MUFG Benefits Summary

Equal Opportunity

We will consider all qualified applicants, including those with criminal histories, in a manner consistent with applicable state and local laws. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status protected by law.

The above statements describe the general nature and level of work being performed. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.