ALM Analyst

ALM Analyst (VIE)

Company: Crédit Agricole CIB

Location: New York, USA

Contract Type: VIE

Duration: 12 months

Start Date: December 1, 2026

Job Reference: 2026-115633

Crédit Agricole CIB is the investment banking division of the Crédit Agricole group, one of the world's top ten banking groups by balance sheet size. We support large corporations and financial institutions in their development and project financing. Pioneers in responsible finance, social and environmental commitment are central to our activities. Joining our teams means contributing to the development of a sustainable economy.

You will operate in a multicultural, dynamic, and stimulating environment where innovation and idea sharing are encouraged. We are an employer committed to supporting our employees throughout their careers, offering opportunities to develop skills across our diverse métiers and 30 international locations. Our culture is built on collective strength and an open-minded spirit, where everyone is responsible and valued. Crédit Agricole CIB upholds the group's commitment to diversity, inclusion, and placing people at the heart of all transformations. All positions are open to people with disabilities.

Mission Overview

You will join Crédit Agricole CIB Americas as an ALM Analyst. The Financial Steering and ALM Division is responsible for the following product lines: Profit and Internal Pricing (PIP), Financial Analysis, and Assets and Liabilities Management (ALM) within Crédit Agricole CIB Americas.

ALM oversees the monitoring and supervision of financial risks (excluding market transactions) within the guidelines set by the Asset and Liability Committee (ALCO). This involves managing various risks, including global interest-rate risk, exchange-rate risk, and liquidity and funding risk spanning more than a year.

The role is also responsible for prudential ratios (solvency ratios applicable to banks), particularly through:

• Quarterly forecasts of changes in solvency ratios.
• Developing tools to measure ex-post capital profitability (profitability per customer and capital utilization).

Furthermore, the position ensures compliance with Enhanced Prudential Standards (EPS) liquidity requirements for Foreign Banking Organizations.

Key Responsibilities

Your concrete missions will include:

• Preparation of Committee materials.
• Managing liquidity invoicing (Fund Transfer pricing) and maintaining related tools, including assisting front offices with liquidity invoicing rules and costs.
• Following up on the internal liquidity invoicing process.
• Updating policies and procedures as necessary and periodically.
• Daily monitoring of all limits, alert levels, and targets (Funding Dashboard).
• Liquidity Balance sheet management.
• Supporting other ALM staff with various topics, including Liquidity Stress Testing when needed.

This position requires coordination and cross-training with other members of the Financial Steering and ALM team (ALM, PIP, and the Financial Analysis team) in New York and globally, as well as with the New York Front Office, Risk, and IT departments.

Candidate Requirements

Mandatory Criteria for VIE Eligibility

• Must be under 29 years old.
• Must hold a Master's Degree.
• Must be an EU citizen.

Note: Please state this information explicitly in English on your resume and/or cover letter!

Qualifications and Experience

Education: Postgraduate of a Master's Degree from a University, Business School, or Engineering School, with a specialization in Business or Finance.

Experience: 0 - 2 years of professional experience.

Professional Background: Previous experience in banking is required (preferably in Financial Analysis, Macro Economics, Fixed Income, Risk Management, or Banking).

Required Skills

Hard Skills:

• Knowledge of regulatory compliance.
• Knowledge of liquidity management.
• Advanced proficiency in Excel, PowerPoint, and PowerBI.
• Familiarity with some Python skills is a plus.
• Fluent in both French and English.

Soft Skills:

• Attention to detail.
• Strong work ethic.
• Excellent interpersonal and communication skills.