U.S. Private Bank – Lending Professional – Analyst

Lending Professionals partner with clients to align their credit needs with the bank’s lending solutions. This role takes a strategic, long-term approach to supporting clients across market cycles and works closely with Lending Advisors, Credit, and internal and external stakeholders to originate, fund, and maintain a diverse portfolio of credit facilities. The position also proactively manages risk while ensuring an excellent client experience.

J.P. Morgan Asset & Wealth Management delivers investment management and private banking solutions to individuals, advisors, institutions, families, and foundations through a global network of investment professionals.

This is an exceptional opportunity to become a key member of the J.P. Morgan Private Bank team, consulting on the borrowing needs of high-net-worth clients.

Key Responsibilities

• Manage the day-to-day activities of an existing loan portfolio while balancing portfolio maintenance and new business priorities.
• Lead portfolio review meetings and coordinate workflow across Lending Advisors and Credit partners.
• Manage deal execution and loan funding in partnership with clients, Middle Office teams, and third parties, including family office representatives, notaries, couriers, and borrowers’ counsel.
• Identify, prioritize, and resolve risk exceptions, including covenant issues, delinquencies, and missing legal documents, to protect portfolio health and profitability.
• Navigate product-specific requirements across lending solutions, including securities-based lending, private and restricted stock, commercial real estate, life insurance, art, and aircraft, through credit, risk, and legal processes.
• Monitor portfolio health, address billing inquiries, and lead escalations with Client Service Groups regarding credit-related service issues.
• Oversee loan documentation quality control with internal and external counsel to ensure documentation accurately reflects deal terms.
• Support business initiatives related to regulatory, legal, and industry changes, ensuring compliance with evolving requirements.
• Analyze client financials for new loan requests and resolve portfolio liquidity exceptions.
• Coordinate renewals, modifications, and ongoing maintenance of credit facilities.
• Support research requests and reporting needs in partnership with the Lending Advisor.

Qualifications

• Two or more years of Wealth Management experience preferred.
• Knowledge of loan documentation and closing processes; experience coordinating commercial real estate transactions is a plus.
• Proactive and self-directed, with the ability to execute under tight deadlines and with limited supervision.
• Strong judgment and discretion when handling highly confidential information.
• Excellent organizational skills and the ability to manage multiple priorities.
• Strong client relationship and sales management capabilities.
• Proficiency in Microsoft Office, including Excel and PowerPoint, and Adobe PDF.

About JPMorganChase

JPMorganChase is one of the world’s oldest financial institutions, providing innovative financial solutions to millions of consumers, small businesses, and prominent corporate, institutional, and government clients through the J.P. Morgan and Chase brands. Its businesses include investment banking, consumer and small business banking, commercial banking, financial transaction processing, and asset management.

JPMorganChase offers a competitive total rewards package, including base salary determined by role, experience, skill set, and location. Eligible roles may also receive commission-based pay or discretionary incentive compensation. Benefits may include health care coverage, wellness centers, retirement savings plans, backup childcare, tuition reimbursement, mental health support, and financial coaching, subject to eligibility.