Credit Portfolio Management Intern

Company Overview

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas, and collaborate toward greater innovation, speed, and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Asian Credit Portfolio Management Office (ACPMO)

Credit Portfolio Management Intern

Internship Period: 11 January 2027 – 30 June 2027

Job Description

The intern will work closely with various teams and collaborate across a wide range of stakeholders in the business units of MUFG Singapore. The intern is expected to support strategic initiatives at a regional level, across loan portfolio strategy, credit management, distribution strategy, and risk appetite design of the credit portfolio comprising non-Japanese clients in Asia Pacific excluding Japan. This internship offers hands-on experience in cross-functional collaboration, portfolio management, data analysis, and strategic planning in a dynamic international banking environment.

Key Responsibilities

• Support data analysis and strategy development for the hold-to-maturity loan portfolio, including capital allocation modelling and profitability tracking.
• Assist in implementing frameworks to mitigate credit risk of the portfolio, including monitoring market conditions and assessing credit and concentration risks.
• Support the approval process for loan distribution and the credit insurance product as a risk mitigation tool to assess profitability and returns on capital, including engagement with the credit insurance market for discussion, negotiation, and binding of transactions.
• Design and monitor loan distribution strategies, including KPI and performance tracking.
• Prepare reports and strategic recommendations for management across multiple business areas.
• Collaborate with regional teams, branches, credit offices, and data analytics groups to ensure alignment and execution of strategic initiatives.

Job Requirements

• Currently pursuing a degree in Finance, Economics, Business, Data Analytics, or a related field.
• Strong analytical and quantitative skills with attention to detail.
• Proficiency in Microsoft Excel; familiarity with financial modelling and data visualization tools is a plus.
• Excellent communication and organizational skills.
• Ability to work independently and collaboratively in a fast-paced environment.
• Interest in credit risk, portfolio strategy, and international banking operations.

Application Information

• Interested applicants must submit a CV and Cover Letter.
• Submit your details via the early careers website at Careers (myworkdayjobs.com).
• Only shortlisted applicants will be notified.

Location and Eligibility

This internship role is based in Singapore and is open to Singaporean and PR students only. Internship partners in Singapore include National University of Singapore, Nanyang Technological University, Singapore Management University, Singapore University of Technology and Design (SUTD), and Singapore University of Social Sciences (SUSS).

Equal Opportunity

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as key assets fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organizational fit, regardless of race, religion, or gender.