Analyst, Sector-Based & Specialized Lending

Lending | Sector Based & Specialized Lending

Analyst, Transportation & Logistics — NYC

About the position

This is a front-office lending role within ING’s Specialized Lending platform. The analyst will support the origination and execution of lending transactions in the Transportation & Logistics sector and will build expertise in asset-based lending, including shipping, containers, rail, and aviation.

The position provides hands-on experience across the full lifecycle of secured lending transactions, including origination support, credit analysis, structuring, and execution. The analyst will work closely with Relationship Managers, Directors, Managing Directors, and sector specialists, gaining exposure to industry dynamics, asset values, legal structures, and risk considerations specific to transportation assets.

Responsibilities

• Support origination and execution efforts for Transportation & Logistics lending transactions, with a focus on asset-based lending across shipping, containers, rail, and aviation
• Perform initial deal screening, borrower/obligor analysis, and credit assessment under guidance of senior team members, incorporating asset quality, residual value, and market liquidity considerations
• Assist with due diligence, including analysis of borrower financials, business models, fleet/asset composition, utilization, counterparty profiles, and industry dynamics
• Prepare and contribute to internal credit approval materials, including transaction narratives, collateral descriptions, advance rate and covenant proposals, stress cases, and risk mitigants
• Build, review, and update financial models, including collateral and borrowing base analyses (where applicable), valuation, asset-level cash flow and depreciation assumptions, downside and recovery analyses, and internal risk rating tools
• Review financing documentation and support analysis of key commercial and collateral terms (e.g., security package, collateral eligibility, reporting requirements, covenants, and events of default) in loan and related agreements
• Coordinate with internal stakeholders such as Risk, Legal, Loan Operations, Treasury, and Finance, and external parties (e.g., counsel, technical advisors, and appraisers) as needed to support transaction execution and closings

Qualifications & Competencies

• 1+ years of relevant experience in lending, corporate finance, structured/asset-based finance, project finance, or investment banking; Transportation & Logistics sector exposure is a strong plus

Core qualifications

• Strong financial and credit analysis skills, with solid understanding of financial statements and cash-flow-based and secured lending fundamentals
• Financial modeling experience, including sensitivity analysis and scenario modeling
• Strong written and verbal communication skills with attention to detail
• Ability to manage multiple workstreams in a fast-paced environment and meet deadlines
• Collaborative mindset with the ability to work effectively across sectors and teams
• Proficiency in Microsoft Office (Excel, Word, PowerPoint)

Salary Range

$105,000–$115,000 (base salary only). This role is eligible for participation in a discretionary bonus program.