Credit Officer / Fund Finance, Analyst

Company Overview

SMBC Group is a top-tier global financial group headquartered in Tokyo with a 400-year history. It provides a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide across nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, one of the three largest banking groups in Japan. SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.

In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers commercial and investment banking services to corporate, institutional, and municipal clients. Its operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.

Role Information

The anticipated salary range for this role is between $73,000.00 and $86,000.00. The specific salary offered will be based on an applicant’s qualifications, experience, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

Sumitomo Mitsui Banking Corporation is hiring an Analyst based out of the NYC office. This is a second line role supporting the risk assessment and ongoing credit monitoring of complex structured finance transactions originated by SMBC’s Fund Finance Solutions Department, with a focus on Subscription Financing, NAV, Hybrid, GP, as well as other fund financing solutions.

Responsibilities

• Evaluate fund finance transactions and support portfolio reporting.
• Ensure alignment of internal credit standards and portfolio strategy through collaborative work with internal stakeholders.
• Assist senior team members in preparing and presenting credit evaluations of transactions submitted by the Fund Finance department.
• Support credit officers in the credit approval process as a liaison between the front office and credit department.
• Support credit officers in preparing and presenting internal risk reporting, ensuring data integrity.
• Review and recommend collateral monitoring.
• Support additional credit-related projects and initiatives as needed.

Required Qualifications and Skills

• Bachelor’s degree with a focus in Finance, Economics, Accounting, or a quantitative discipline (preferred).
• 0–2 years of relevant experience in credit risk management, credit underwriting, corporate banking, or a related field. Experience with fund finance, leveraged finance, or private capital structures (preferred).
• Excellent oral and written communication skills with strong attention to detail.
• Strong organizational skills, self-motivation, and ability to manage multiple priorities in a deadline-driven environment.
• Strong ability to collaborate cross-functionally and professionally with internal stakeholders.
• Knowledge of fund finance industry, exposure to private equity fund structures, portfolio company analysis, or valuation-driven credit products (preferred).

Work Model and Location

SMBC employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home and from an SMBC office. SMBC requires employees to live within a reasonable commuting distance of their office location. Prospective candidates will learn more about the specific hybrid work schedule during the interview process. Hybrid work may not be permitted for certain roles, including certain FINRA-registered roles that require in-office attendance for the entire workweek.