Credit Analyst, Portfolio Credit Management

Overview

The Singapore Corporate Banking team is responsible for promoting the Bank’s range of products to non-Japanese corporates. Products include FX and Derivatives, Loans, Trade Finance, Cash Management, Advisory Services, and Structured Finance.

Job Responsibilities

• Support origination and execution of deals for non-Japanese clients headquartered in Singapore under the Singapore Corporate Banking Department.
• Prepare credit applications, including financial analysis and modelling for client companies, industry analysis, and assessment of relevant risks and mitigants for the transaction.
• Maintain regular engagement with the credit approving department and address any credit concerns regarding the client.
• Oversee the entire loan documentation stage, including negotiating and liaising with internal and external legal counsel.
• Coordinate with internal teams (e.g., Legal, Compliance, Middle Office, AMLD) to ensure smooth implementation of credit facilities and loan drawdown.
• Conduct credit monitoring (including financial performance, news, and covenants) and report on client matters.
• Provide advice on credit-related matters to relationship managers (RMs).

Job Requirements

• Bachelor’s degree in a relevant field.
• At least 1–4 years of relevant experience.
• Experience in interpretation and analysis of financial statements.
• Experience in preparing credit applications and proposals.
• Loan documentation experience.

About Us

Mizuho Bank is the banking subsidiary of Mizuho Financial Group, headquartered in Tokyo, Japan. Mizuho Financial Group, Inc. is the 15th largest bank in the world, measured by total assets of approximately US$2 trillion.

Mizuho’s 55,000 employees worldwide offer comprehensive financial services to clients in over 800 offices across the Americas, EMEA, and Asia.

Mizuho Bank Singapore Branch has an established local presence with over 50 years of history and serves as the regional hub for the bank’s APAC operations. Operating with a Full Bank License, Mizuho Bank Singapore Branch provides banking services to over 2,000 Japanese and non-Japanese corporate clients, with a staff strength of about 1,000 employees.

We provide expertise in corporate finance, trade finance, cash management, funds transfers, project finance, and treasury services to help businesses develop and find new opportunities. We also collaborate with our affiliate company, Mizuho Securities, to provide investment banking solutions to our clients.