Credit Risk Policy & Frameworks; Credit Risk Appetite and Governance Analyst - 12 month FTC

Overview

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas, and collaborate toward greater innovation, speed, and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Role

Analyst, Credit Risk Policy and Frameworks – 12 month Fixed Term Contract

MUFG is seeking an Analyst for their Credit Risk Policy and Frameworks team in London. This role sits within the Credit Strategy Group and involves shaping credit risk management across EMEA, ensuring robust frameworks that align with regulatory standards and support business growth. If you are seeking a role where your credit risk expertise can make a meaningful impact within a leading bank committed to nurturing talent and fostering teamwork, this is the opportunity for you.

What you’ll gain

• Join a globally recognised financial institution with a strong reputation for integrity, collaboration, and an inclusive culture, where your contributions are valued and supported by knowledgeable colleagues.
• Flexible working opportunities and access to comprehensive training programmes to enhance your professional development and career progression.
• Opportunity to work with international teams across EMEA, the Americas, Asia, and Tokyo HQ, influencing global best practices in credit risk management and building strong relationships across MUFG’s network.

What you'll do

As an Analyst in Credit Risk Policy and Frameworks at MUFG in London, you will blend technical expertise with collaborative teamwork. Your day-to-day activities involve partnering with colleagues across regions to develop robust credit risk frameworks that meet regulatory expectations and business needs.

• Contribute to the development and maintenance of the EMEA credit risk management framework by identifying areas for improvement and supporting initiatives that ensure alignment with regulatory standards.
• Support the establishment and upkeep of EMEA regional credit policies by collaborating with relevant divisions to ensure consistency with Head Office procedures and regulatory requirements.
• Assist in horizon scanning for new regulations affecting credit risk management and proactively escalate portfolio vulnerabilities to key stakeholders.
• Participate in the EMEA Regional Credit Committee by providing governance support and ensuring effective policy enforcement across divisions.
• Enhance credit risk appetite frameworks, concentration risk management strategies, Climate/ESG frameworks, Credit Strategy, and Credit Culture for EMEA through collaboration with risk specialists.
• Work with global teams, including CPPD, to share best practices, support policy development, and influence global standards appropriate for MUFG.
• Support credit-related projects within EMEA and bank-wide initiatives by contributing insights to help achieve objectives efficiently.
• Build strong relationships with stakeholders across EMEA, the Americas, Asia, and Tokyo HQ to foster cooperation and support the network’s goals.
• Coordinate timely remediation of audit points by ensuring compliance with internal controls and overseeing risk control environments such as SII remediation and the RCSA framework.
• Provide support for New Product Approvals as a Credit SME by critically reviewing proposals and challenging first and second lines of defence to maintain a robust operating environment.

What you bring

Your proven track record in credit risk management equips you for the Analyst role at MUFG. You bring deep familiarity with corporate banking products, strong analytical skills, and the ability to assess complex portfolios. You are organized, capable of handling multiple priorities, and articulate—whether drafting reports or presenting solutions at committee meetings.

• Previous experience in Credit Risk Management within corporate or investment banking environments is essential.
• Thorough understanding of corporate banking products and market financial instruments.
• Excellent organizational skills with the ability to manage complex workloads under tight deadlines.
• Outstanding English verbal and written communication abilities for presenting ideas to senior management and colleagues.
• Proficiency in Microsoft Office to support data-driven decision-making.
• Ability to multi-task independently, using initiative and proactivity without direct supervision.
• Flexible attitude with meticulous attention to detail to adapt within changing environments while delivering reliable results.
• Experience developing credit policies or risk appetite frameworks is highly desirable.
• Familiarity with Open Pages or similar systems supporting risk control environments.
• A Bachelor’s degree or equivalent banking experience.

What sets this company apart

MUFG stands out as a leading financial institution due to its commitment to integrity, inclusivity, and responsible growth. The company fosters collaboration, supports professional development, and offers flexible working arrangements and generous pension contributions. MUFG provides training opportunities and a leadership structure that values individual achievement and collective progress. With a global network spanning EMEA, the Americas, Asia, and Tokyo HQ, you’ll gain exposure to international best practices with mentorship across the organization. MUFG emphasizes ethical conduct and an inclusive culture where everyone is respected.

What’s next

If you are ready to advance your credit risk expertise within a globally respected bank that values collaboration and personal growth, apply now.

Apply today by clicking the link provided.

We are open to considering flexible working requests in line with organizational requirements. MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued. We oppose all forms of discrimination and support equality, diversity, and inclusion in recruitment and employment.