Healthcare Analyst

Overview

MUFG — Mitsubishi UFJ Financial Group — is one of the world’s leading financial groups. With a global presence and approximately 150,000 colleagues, MUFG is committed to building long-term relationships, serving society, and fostering sustainable growth for a better world. We strive to put people first, listen to diverse ideas, and empower our colleagues to own their careers.

Work Arrangement

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Role Summary

We are seeking a Credit Analyst who will support Credit Administration for the Wholesale Bank (CDA) and handle credit coverage for clients in the Healthcare segment. You will prepare detailed credit analyses and the required credit applications, evaluating corporate, regulatory and industry risk, historical operating performance, projected operating performance, and capital structure.

Responsibilities

Critical Responsibilities for the role

• Perform due diligence and regularly scheduled evaluation of a corporate loan portfolio.
• Coordinate and communicate account information across various constituencies.
• Maintain knowledge of country/risk factors, particular industries, and current events in the assigned portfolio.
• Oversee covenants compliance database and facility closing due diligence, including documentation.

Advanced Credit/Underwriting Solutions

• Prescreen proposed transactions to identify critical structural issues and risks, balancing institutional policy with business objectives.
• Work on structured credit transactions (including Financial Solution opportunities, securitizations, supply chain finance, and leasing transactions).

Policy and Deal Advocacy

• Support the Senior Credit Officer, communicate with Relationship Managers and Portfolio Managers to solve problems and ensure transaction requests are acceptable within the firm's risk appetite.
• Ensure compliance with internal policy and procedural requirements by understanding and adhering to USWB Operating Procedures, General Credit Policies for the Americas (GCP), Procedures for Credit Ratings, and Credit Rules for BTMU Overseas Offices.

Qualifications

• Minimum of 1 year of work experience within a financial institution (analyzing a corporate client’s risk and credit profiles), accounting firm, or rating agency.
• Strong financial modeling and analytical skills.
• Experience analyzing corporate credit and financing transactions.
• Completion of a formal credit-training program at a money center bank is preferred.
• Proficient in Microsoft Word, PowerPoint, and Excel.
• Verbal and written communication skills and ability to work independently.
• Bachelor’s degree or equivalent work experience required.
• Working towards a CFA is an asset.

Compensation & Benefits

The typical base pay range for this role is between $100,000 and $110,000, depending on knowledge, skills, experience, and location. This role may be eligible for discretionary performance-based bonuses or incentive compensation. MUFG’s Total Rewards program provides comprehensive benefits, including health and wellness benefits, retirement plans, educational assistance and training, income replacement for qualified employees with disabilities, paid maternity and parental leave, and paid vacation, sick days, and holidays.

MUFG Benefits Summary

Equal Opportunity

MUFG is an Equal Opportunity Employer. We are committed to a diverse workforce and do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran or military status, disability, medical condition, sexual orientation, genetic information, or any other status protected by applicable law.