Internship: Global Transaction Banking, Global Financial Institutions, Credit Analyst [Jan to May 2027]

Who We Are

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. We provide support, services, solutions, and career paths that meet individual needs.

Today, we are on a journey of transformation, leveraging technology and creativity to become a future-ready learning organization. Our strategic ambition is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future: innovate how we deliver financial services, work in supportive teams, build lasting community value, help people grow their assets, and take your learning as far as you can.

Your Opportunity

As a Credit Analyst Intern within Global Financial Institutions, you will join a team that supports the risk management and credit decision-making process for financial institutions worldwide. You will gain valuable exposure to credit analysis, financial assessment, and banking risk management. This role allows you to develop your analytical and problem-solving skills while working on initiatives that strengthen the bank's risk management framework and support informed credit decisions.

How You Succeed

To excel in this role, you must be analytical, detail-oriented, and eager to learn. You will work closely with the team to analyze financial information, conduct research, and support credit-related initiatives. Your ability to interpret data, communicate findings clearly, and collaborate with stakeholders is key to contributing meaningfully while building a strong foundation in credit analysis and risk assessment.

Key Responsibilities

Your responsibilities will include:

• Financial Research: Conduct research using public sources, internal systems, and commercial databases to support credit assessments and portfolio reviews.
• Financial Analysis: Perform financial spreading and analysis of Financial Institutions (FIs) and Non-Bank Financial Institutions (NBFIs) to support credit evaluation.
• Credit Assessment Support: Assist in reviewing financial information, analyzing performance trends, and supporting the credit analysis process.
• Stakeholder Engagement: Liaise with internal stakeholders to gather updated information and support ongoing credit reviews.
• Risk Management Initiatives: Contribute to departmental projects, including rating model enhancements, system migrations, and process improvement efforts.
• Process Improvement: Identify opportunities to enhance workflows, strengthen controls, and improve operational efficiency.
• Ad-hoc Tasks: Provide support on other credit-related projects and assignments as required.

About the Team

Global Transaction Banking supports clients through a comprehensive range of transaction banking solutions across markets and industries. Within the Global Financial Institutions team, you will work alongside experienced credit professionals who assess and manage credit exposures to financial and non-bank institutions. You will gain valuable insights into risk management, credit assessment methodologies, and the role of credit analysis in supporting sound banking decisions.

Qualifications and Learning Objectives

Who You Are

• Open to learning and receptive to feedback.
• Strong interest in finance, credit analysis, and risk management.
• Analytical, detail-oriented, and intellectually curious.
• Able to interpret financial information and draw meaningful insights.
• Possessing good communication and interpersonal skills.
• Comfortable working with data and conducting research.
• Familiarity with finance concepts and financial statements.
• Organized and capable of managing multiple priorities effectively.
• Currently pursuing an undergraduate degree.

Learning Objectives

This internship will provide:

• Exposure to the credit assessment process for financial and non-bank institutions.
• Understanding of financial analysis and credit risk management within a banking environment.
• Practical experience analyzing financial statements and performing financial spreading.
• Insights into how credit rating models are developed and applied.
• Exposure to risk management initiatives, system enhancements, and process improvement projects.
• Opportunities to develop analytical, research, and stakeholder management skills.
• A deeper understanding of how credit analysis supports prudent banking decisions and portfolio management.

What We Offer

We offer a competitive base salary, a suite of holistic and flexible benefits suited to every lifestyle, opportunities for community engagement, and industry-leading learning and professional development. Your wellbeing, growth, and aspirations are cared for just as much as the needs of our customers.