2027 Summer Internship Graduate Leadership Program- Retail Banking Strategy & AI

TD US Graduate Leadership Intern Program

Role Type: Internship/Co-op
Work Term: Summer/Term 3
Work Location: New York, New York, United States of America
Hours: 40
Pay Details: $65.00 - $67.00 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Compensation policies and practices are designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based on the candidate’s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation-related questions and have an open dialogue with your recruiter who can provide more specific details for this role.

Job Description

The US Graduate Leadership Intern Program is a 10-week internship that prepares you for the full-time 2-year direct to impact development program. It accelerates your potential and places you at the center of a real-world transformational challenge, aimed at bettering the lives of the clients, colleagues, and communities TD serves.

This role provides specialized analytics, insights, and research and/or execution on projects and special initiatives. It demonstrates and develops day-to-day leadership with meaningful contributions to the overall strategy within the functional area. The role interacts with partners and clients as required. The program is designed to attract, develop, and retain top talent within TD. After successful completion, colleagues are supported into their next role at TD.

Depth & Scope

• Solves complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders
• Leads projects with moderately to complex risk and resource requirements; may lead end-to-end processes or functional programs
• Builds stakeholder alignment in leading projects and activities; may provide process and subject matter advice at senior levels
• Integrates the broader organizational context into advice and solutions within own area
• Understands the industry, competition, and the factors that differentiate the organization
• Applies best practices to implement process, product, or service improvements
• Acts as a subject matter expert within their area of specialty or as a resource for others
• Contributes to setting standards within area of expertise
• Uses advanced methods to contribute to new solutions and recommends standards against which others will operate
• Impacts a range of functional programs and operations across own and related teams
• Interprets guidelines, standards, policies, and results of analysis to inform decision-making at senior levels
• Works independently as the senior technical lead and guides others within area of expertise

Education & Experience

• Pursuing a graduate degree in a related field
• 5+ years of related experience
• Demonstrated leadership experience, a history of delivering strong results, and high aspirations and motivation for career progression to senior leadership roles

Customer Accountabilities

• Completes business objectives set together with leadership as outlined at the start of the program
• Develops detailed, accurate, and timely research and reporting supported by insightful commentary
• Conducts internal and external research projects; supports the development and delivery of presentations and communications to management or broader audiences
• Conducts meaningful analysis at the functional or broader organizational level, using results to draw conclusions, make recommendations, and assess program, policy, and practice effectiveness
• Identifies and implements process improvements to automate, streamline, and increase analysis and decision-making
• Represents the business on cross-functional/cross-product working groups, projects, and forums
• Works with key business partners on strategic initiatives
• Liaison between internal stakeholders and external advisors, where appropriate
• Manages and prioritizes multiple projects with discretion and confidentiality
• Advises and presents to senior management and influences decisions
• Invests in personal development and growth
• May be customer/client facing, and may be required to provide solutions for escalated inquiries or concerns

Shareholder Accountabilities

• Adheres to organizational frameworks or methodologies that relate to activities for the business area
• Ensures respective programs, policies, and practices are well managed, meets business needs and priorities, and complies with internal and external requirements
• Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate
• Ensures business operations comply with applicable internal and external requirements (e.g., financial controls, segregation of duties, transaction approvals, and physical control of assets)
• Protects the interests of the organization by identifying and managing risks, and escalating non-standard, high-risk activities as necessary
• Participates in cross-functional/enterprise initiatives as a subject matter expert, helping to identify risk and provide guidance for complex situations
• Monitors service and productivity and assesses efficiency levels within own function; implements continuous process and performance improvements
• Leads, facilitates, and/or implements actions and remediation plans to address performance, risk, and governance issues
• Actively manages relationships within and across various business lines and corporate/control functions to ensure alignment with organizational and/or regulatory requirements
• Keeps abreast of emerging issues and trends and the evolving regulatory climate, and assesses potential impacts
• Maintains a culture of risk management and control, supported by effective processes aligned with risk appetite

Employee/Team Accountabilities

• Participates fully as a member of the team; supports a positive work environment that promotes service to the business, innovation, and teamwork; ensures timely communication of issues and points of interest
• Provides thought leadership and/or industry knowledge for own area of expertise; participates in knowledge transfer within the team and business unit
• Remains current on trends and grows knowledge of the business, related tools, technology, and techniques
• Committed to curiosity and a growth mindset, with a hunger to innovate with purpose
• Participates in personal performance management and development activities, including cross-training within own team
• Keeps others informed and up to date on the status and progress of projects and/or all relevant or useful information related to day-to-day activities
• Contributes to team development of skills and capabilities through mentorship by sharing knowledge and experiences and leveraging best practices
• Leads, motivates, and develops relationships with internal and external business partners and stakeholders
• Contributes to a fair, positive, and equitable environment that supports a diverse workforce
• Acts as a brand ambassador for your business area/function and the bank, internally and externally

Physical Requirements

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel – Occasional
• International Travel – Never
• Performing sedentary work – Continuous
• Performing multiple tasks – Continuous
• Operating standard office equipment – Continuous
• Responding quickly to sounds – Occasional
• Sitting – Continuous
• Standing – Occasional
• Walking – Occasional
• Moving safely in confined spaces – Occasional
• Lifting/Carrying (under 25 lbs.) – Occasional
• Lifting/Carrying (over 25 lbs.) – Never
• Squatting – Occasional
• Bending – Occasional
• Kneeling – Never
• Crawling – Never
• Climbing – Never
• Reaching overhead – Never
• Reaching forward – Occasional
• Pushing – Never
• Pulling – Never
• Twisting – Never
• Concentrating for long periods of time – Continuous
• Applying common sense to deal with problems involving standardized situations – Continuous
• Reading, writing, and comprehending instructions – Continuous
• Adding, subtracting, multiplying, and dividing – Continuous

Preferred Qualifications

• Current graduate students in Business, Finance, Data Science, Computer Science, Engineering, Technology, Information Systems, Business Analytics, or related fields
• Strong collaborator who can work across teams and help drive initiatives forward
• Comfortable working with data and translating insights into business actions; partner with a diverse range of teams
• Creative or innovative problem-solver with an interest in AI integration, technology, and innovation
• Detail-oriented with an understanding of risk, controls, and data accuracy
• Interest in AI, automation, process improvement, and digital transformation

Who We Are

TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, TD strives to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States, and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, and believes that all colleagues, no matter where they work, are client facing. Together, TD is reimagining what banking can be for clients, colleagues, and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans, such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

Additional Information

Through regular development conversations, training programs, and a competitive benefits plan, TD is committed to providing the support colleagues need to thrive both at work and at home. If you’re interested in a specific career path or are looking to build certain skills, TD provides regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs.

TD offers training and onboarding sessions to ensure you have everything you need to succeed in your new role.

Interview Process

TD will reach out to candidates of interest to schedule an interview. TD communicates outcomes to all applicants by email or phone call.

Accommodation

TD is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran, or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you, and the accommodation needed to assist you with the applicant process.