Junior Underwriter

Company Overview

MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.

Summary / Job Purpose

The Junior Underwriter is responsible for underwriting and servicing Financial Lines business on a nationwide basis in accordance with corporate goals and objectives.

Essential Functions

• Underwrites and services industrial and global property risks within underwriting authority. Monitors underwriting results, premium and loss trends within the assigned book of business.
• Reviews submissions to determine acceptability of risk in accordance with company guidelines and standards.
• Performs all aspects of the underwriting process and due diligence, including review and analysis of financial documents and individual risk factors.
• Applies appropriate pricing techniques according to company filings and state/bureau conformance.
• Works with brokers and clients to create customized insurance solutions.
• Documents accounts in accordance with regulatory and internal underwriting guidelines.
• Analyzes policy forms and endorsement requests from brokers.
• Assists in establishing and executing effective and efficient broker and client visits (with appropriate business units—Risk Engineering, Claims, and Marketing Representatives) to maintain existing business and increase new business.
• Performs other duties as assigned.

Supervisory Responsibilities

This position has no supervisory responsibilities.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below