Analyst – Securitization Private Origination, Specialty Finance

Work Location

New York, New York, United States of America

Hours

40 hours

Line of Business

TD Securities

Pay Detail

$110,000 - $135,000 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Compensation policies and practices are designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based on the candidate’s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide more specific details for this role.

Job Description

The Associate – Securitization Private Origination, Specialty Finance is responsible for supporting the Asset Securitization Group of TD Securities (USA) LLC. This position will support the Specialty Finance division in New York by supporting the structuring, underwriting, and execution of specialty finance securitizations and secured lending facilities.

Key Responsibilities

• Support the structuring, underwriting, and execution of specialty finance securitizations and secured lending facilities.
• Analyze collateral performance, credit quality, concentration risks, and historical loss trends to assess transaction risk and sizing.
• Build and maintain cash flow, borrowing base, and stress-testing models used for underwriting, credit approvals, and investor discussions.
• Review transaction documents and summarize key structural features, covenants, triggers, and risk mitigants.
• Prepare credit memoranda, transaction summaries, and internal approval materials.
• Coordinate with clients, legal counsel, rating agencies, investors, and internal teams throughout transaction execution and closing.
• Assist with due diligence, including collateral data analysis, portfolio reviews, and reconciliation of reporting packages.
• Monitor existing transactions, including collateral performance, covenant compliance, trigger testing, and portfolio trends.
• Support annual reviews, amendments, renewals, and new issuance opportunities across the portfolio.
• Develop client presentations, market updates, and specialty finance sector analysis to support origination efforts.
• Drive process improvements, reporting enhancements, and modeling automation initiatives.
• Demonstrate governance, control, and risk management behaviors in alignment with TD policies and practices.

Depth & Scope

• Provides enhanced and detailed analytical support to the Debt Capital Markets Originations New York partners in developing the bank’s Debt Capital Markets Origination clients in the U.S., ensuring underwriting positions and swap exposures are within approved limits while maintaining and enhancing the bank’s profile and market share.
• Contributes to the strategic objectives of Debt Capital Markets and recommends new opportunities for client development.
• Consults with the bank’s other operations in Canada, Europe, Asia Pacific, and the U.S. to assist in meeting the firm’s objectives.
• Adheres personally and at a desk level to the firm’s procedures.
• Understands and complies with TD Securities (USA) policies and regulatory and compliance requirements, ensuring transactions are fully documented and processed accurately and in a timely manner.
• Maintains specialized knowledge of market data, economic information, key industry developments, and regulatory standards to help maximize profitability through sound business decisions.
• Develops and maintains contacts with market participants and supports syndicate operations by supplying market information to partners within the TD global DCM group.
• Practices and communicates bank policy information and strategy between your product head and relevant DCM personnel.
• Demonstrates governance, control, and risk management behaviors in alignment with TD policies and practices.

Education & Experience

• Undergraduate degree in Business (Accounting or Finance) or Mathematics/Economics.
• Series 7 and 63.
• 0-3 years of related experience.
• Proficient in interpersonal communication (oral and written) with the ability to communicate effectively with all levels of staff and management.

Preferred Qualifications

• Undergraduate degree in Business (Accounting or Finance) or Mathematics/Economics.
• 1-2 years of related experience.
• Proficient in interpersonal communication (oral and written) with the ability to communicate effectively with all levels of staff and management.

Physical Requirements

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic travel – Occasional
• International travel – Never
• Performing sedentary work – Continuous
• Performing multiple tasks – Continuous
• Operating standard office equipment – Continuous
• Responding quickly to sounds – Occasional
• Sitting – Continuous
• Standing – Occasional
• Walking – Occasional
• Moving safely in confined spaces – Occasional
• Lifting/Carrying (under 25 lbs.) – Occasional
• Lifting/Carrying (over 25 lbs.) – Never
• Squatting – Occasional
• Bending – Occasional
• Kneeling – Never
• Crawling – Never
• Climbing – Never
• Reaching overhead – Never
• Reaching forward – Occasional
• Pushing – Never
• Pulling – Never
• Twisting – Never
• Concentrating for long periods of time – Continuous
• Applying common sense to deal with problems involving standardized situations – Continuous