CRE Credit Analyst

Job Description

Supports Relationship Managers and Portfolio Managers to manage an assigned portfolio of customer relationships. Responsibilities include overseeing accurate and consistent financial statement spreads, quarterly trend analyses, quarterly monitoring reports, and covenant tests in accordance with bank spreading standards and credit policies. Analyzing financial data and preparing comprehensive written analyses, assessing portfolio credit quality, and assisting with industry sector reviews. Assist Portfolio Managers in preparing and presenting credit requests for Credit Approval. Maintain a compliance monitoring and financial statistics database that tracks credit agreement requirements, receipt of customer’s financial reporting requirements, and credit metric trends.

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• One to three years of experience in a finance/analytical related role

Preferred Skills/Experience

• Background in economics, accounting, and/or finance with ability to apply knowledge to understanding the lending and business environment
• Effective analytical and technical report writing skills
• Effective verbal and written communication skills
• Ability to work independently performing financial analyses as a first line of defense and communicate potential issues

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That’s why our benefits are designed to help you and your family boost your health, protect your financial security, and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase, 401(k) contribution and pension (all benefits are subject to eligibility requirements).

Pay Range: $92,140.00 - $108,400.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. Background checks are conducted consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act, as well as the San Francisco Fair Chance Ordinance. Some positions may be subject to FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and other federal guidelines applicable to ethics, safety, or operational procedures. Applicants must comply with U.S. Bank policies including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may close earlier due to high volume of applicants.