GRIT Trainee: Lending Analyst, Private Bank

About the division

Deutsche Bank Private Bank is one of the largest wealth managers worldwide. We offer our clients a broad range of traditional and alternative investment solutions, as well as comprehensive advice on all aspects of wealth management. As a trusted partner of wealthy individuals and entrepreneurs, family offices and foundations, we create lasting value for clients. We specialize in developing bespoke solutions for our clients around the world, including wealth planning across generations and international borders, asset management with individual risk management, loans and deposits. All this is possible thanks to our global network, many years of experience, and close collaboration with the Corporate Bank, Investment Bank, and DWS. We aim to become a highly competitive global wealth manager by combining financial strength and stability with trustworthy partnership and forward-thinking to build sustainable and beneficial client relationships. As a growth business for Deutsche Bank, we contribute toward building a more balanced, less capital-intensive, and stable business model for the bank.

About the role

This position reports to the Regional Head of Lending and will act as a joint resource to a pool of senior lenders, assisting them in assessing and evaluating credit risk and pricing. Deutsche Bank is committed to an employee-oriented, high-performance culture that emphasizes empowerment, quality, continuous improvement, and the recruitment and ongoing development of a superior workplace. The individual will gain invaluable experience by working with experienced lenders on Private Bank's credit approval and management system, while applying the bank's credit risk policies, procedures, and underwriting standards.

Key responsibilities

• Carrying out research on prospective borrowers and proposed underlying collateral
• Assist lenders with monitoring of covenants
• Valuation of real estate and other non-financial collateral
• Closure of tasks in relevant tools
• Performance of periodic credit reviews

Key skills and qualifications

• Possesses excellent Excel skills
• Knowledge of advanced data analysis skills will be an advantage
• Sound financial acumen. Academic or professional qualification in finance, economics, or mathematics will be an advantage
• Fresh graduates who have graduated in 2024/2025/2026 from universities, polytechnics, institutes of technical education (ITE), or other educational institutions (e.g., private universities and overseas institutions); or graduated earlier from the above institutions and completed National Service in 2024/2025/2026
• No prior work experience and must be ready to commit to a full-time traineeship

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative, and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair, and inclusive work environment.