Associate Financial Engineer

At Moody's, we unite bright minds to transform today's risks into tomorrow’s opportunities. We strive to create an inclusive environment where everyone feels welcome, encouraging the free exchange of ideas, innovative thinking, and meaningful engagement with each other and our customers. Moody's is transforming risk assessment globally, advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You may still be a great fit for this role or other open roles. We seek candidates who model our values: investing in every relationship, leading with curiosity, championing diverse perspectives, turning inputs into actions, and upholding trust through integrity.

Responsibilities

The Associate Financial Engineer supports the CLO Data team in validating, maintaining, and enhancing structured finance data and analytic solutions.

• Update and validate collateral for Structured Finance transactions.
• Work with proprietary datasets and data developers to maintain and improve data quality, consistency, and breadth, focusing specifically on extending derived data.
• Maintain and improve data processes, leveraging AI-driven workflows to automate repetitive tasks and accelerate analysis.
• Analyze complex financial fixed-income instruments.
• Aid in the implementation, customization, and use of analytic solutions.
• Collaborate with the product development team to design, build, and implement new features and functions for analytic and data products.

Qualifications and Skills

Required Skills and Competencies

• Solid quantitative skills and analytical problem-solving ability.
• Excellent communication and organizational skills with the confidence to interact with top financial professionals.
• Demonstrated initiative, enthusiasm, and the ability to learn quickly and excel as part of a dynamic team.
• Strong attention to detail and ability to work and learn independently.
• Proficiency in writing macros in a programming language such as Microsoft Excel VBA, Java, or Python.
• Proficiency in writing SQL queries for data analysis and extraction.
• Working knowledge of financial concepts and exposure to structured finance.
• Demonstrated proficiency in artificial intelligence concepts, including hands-on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement AI-powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use.

Preferred Qualifications

• Familiarity with AI productivity tools and workflow automation to drive efficiency in data operations.

Education

• Undergraduate or graduate degree (e.g., Bachelor's or MBA/Master's) with 1-2 years of work experience. Preferred majors include financial engineering, computer science, engineering, math, finance, economics, or a related quantitative field.

About the Team

Our CLO Data team plays a critical role in processing, validating, and delivering periodic CLO data to downstream products. As part of Moody's Data Estate department, we focus on expanding CLO data coverage, enhancing derived data, and driving improvements in overall data quality. By joining our team, you will contribute to solving complex analytical problems, refining data processes, and supporting impactful decision-making across Moody's.

For US-based roles only: The anticipated hiring base salary range for this position is $78,800.00 - $114,200.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role may be eligible for a completion bonus. Moody’s also offers insurance and a discounted employee stock purchase plan for limited-duration employees.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

For more information on our policies, please view Moody's EEO policy statement, learn about your EEO rights under the law, and review our Pay Transparency Nondiscrimination statement.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.