2027 Summer Internship Graduate Leadership Program- Digital Banking & Payments

TD US Graduate Leadership Intern Program (Internship/Co-op)

Role Type: Internship/Co-op
Work Term: Summer/Term 3
Work Location: New York, New York, United States of America
Hours: 40
Pay Details: $65.00 - $67.00 USD

Compensation Information

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Compensation policies and practices are designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based on the candidate’s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

Candidates are encouraged to ask compensation-related questions and have an open dialogue with their recruiter for more specific details for this role.

Job Description

The US Graduate Leadership Intern Program is a 10-week internship that prepares you for the full-time 2-year direct-to-impact development program and accelerates your potential by placing you at the center of a real-world transformational challenge aimed at bettering the lives of the clients, colleagues, and communities TD serves.

This role provides specialized analytics, insights, research, and/or execution on projects and special initiatives. It demonstrates and develops day-to-day leadership through meaningful contributions to the overall strategy within your functional area. This role interacts with partners and clients as required.

The program is designed to attract, develop, and retain top talent at TD. After successful completion, colleagues will be supported into their next role at TD.

Depth & Scope

• Solves complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders.
• Leads projects of moderately to complex risk and resource requirements; may lead end-to-end processes or functional programs.
• Builds stakeholder alignment in leading projects and activities; may provide process and subject matter advice at senior levels.
• Integrates the broader organizational context into advice and solutions within your area.
• Understands the industry, competition, and the factors that differentiate the organization.
• Applies best practices to implement process, product, or service improvements.
• Acts as a subject matter expert within your specialty or as a resource for others.
• Contributes to setting standards within your area of expertise.
• Uses advanced methods to contribute to new solutions and recommend standards that others will operate against.
• Impacts a range of functional programs and operations across your team and related teams.
• Interprets guidelines, standards, policies, and analysis results to inform decision-making at senior levels.
• Works independently as the senior technical lead and guides others within your area of expertise.

Education & Experience

• Pursuing a Graduate Degree in a related field.
• 5+ years of related experience.
• Demonstrated leadership experience, a history of delivering strong results, and high aspirations and motivation for career progression to senior leadership roles.

Customer Accountabilities

• Completes business objectives set with leadership at the start of the program.
• Develops detailed, accurate, and timely research and reporting supported by insightful commentary.
• Conducts internal and external research projects; supports development/delivery of presentations and communications to management or broader audiences.
• Conducts meaningful analysis at the functional or broader organizational level; uses results to draw conclusions, make recommendations, and assess the effectiveness of programs, policies, and practices.
• Identifies and implements process improvements to automate, streamline, and increase analysis and decision-making.
• Represents the business on cross-functional/cross-product working groups, projects, and forums.
• Works with key business partners on strategic initiatives.
• Acts as a liaison between internal stakeholders and external advisors, where appropriate.
• Manages and prioritizes multiple projects with discretion and confidentiality.
• Advises and presents to senior management and influences decisions.
• Invests in personal development and growth.
• May be customer/client facing and may be required to provide solutions for escalated inquiries or concerns.

Shareholder Accountabilities

• Adheres to organizational frameworks or methodologies that relate to activities for the business area.
• Ensures programs, policies, and practices are well managed; meets business needs/priorities; and complies with internal and external requirements.
• Exercises discretion in managing correspondence, information, and confidentiality; escalates issues where appropriate.
• Ensures business operations comply with applicable internal and external requirements (e.g., financial controls, segregation of duties, transaction approvals, and physical control of assets).
• Protects the organization’s interests by identifying and managing risks and escalating non-standard, high-risk activities as necessary.
• Participates in cross-functional/enterprise initiatives as a subject matter expert to help identify risk and provide guidance for complex situations.
• Monitors service and productivity, assesses efficiency levels within your function, and implements continuous process/performance improvements.
• Leads/facilitates and/or implements actions and remediation plans to address performance, risk, and governance issues.
• Actively manages relationships within and across business lines and corporate/control functions to ensure alignment with organizational and/or regulatory requirements.
• Keeps abreast of emerging issues and trends and evolving regulatory climate, and assesses potential impacts.
• Maintains a culture of risk management and control supported by effective processes aligned with risk appetite.

Employee/Team Accountabilities

• Participates fully as a team member; supports a positive work environment that promotes service to the business, innovation, and teamwork; and ensures timely communication of issues and points of interest.
• Provides thought leadership and/or industry knowledge for your area of expertise and participates in knowledge transfer within the team and business unit.
• Remains current on trends and grows knowledge of the business, related tools, technology, and techniques.
• Demonstrates curiosity, a growth mindset, and a hunger to innovate with purpose.
• Participates in personal performance management and development activities, including cross-training within your team.
• Keeps others informed and up to date on the status/progress of projects and relevant day-to-day information.
• Contributes to team skill and capability development through mentorship by sharing knowledge and experiences and leveraging best practices.
• Leads, motivates, and develops relationships with internal and external business partners and stakeholders.
• Contributes to a fair, positive, and equitable environment that supports a diverse workforce.
• Acts as a brand ambassador for your business area/function and the bank, internally and externally.

Preferred Qualifications

• Bachelor’s degree in Business Administration, Engineering, Computer Science, Economics, Finance, or a related field; an advanced degree such as an MBA or master’s degree.
• Experience developing and executing initiatives in product management, strategy, innovation, consulting, payments, fintech, treasury, wealth management, or digital transformation.
• Experience collaborating with diverse stakeholders across business, technology, operations, risk, legal, compliance, and executive leadership, while building partnerships and influencing outcomes without direct authority in large, complex organizations.
• Curiosity about emerging capabilities such as artificial intelligence, tokenization, digital assets, real-time payments, and digital servicing platforms.

Physical Requirements

Never: 0%
Occasional: 1–33%
Frequent: 34–66%
Continuous: 67–100%

• Domestic travel — Occasional
• International travel — Never
• Performing sedentary work — Continuous
• Performing multiple tasks — Continuous
• Operating standard office equipment — Continuous
• Responding quickly to sounds — Occasional
• Sitting — Continuous
• Standing — Occasional
• Walking — Occasional
• Moving safely in confined spaces — Occasional
• Lifting/Carrying (under 25 lbs.) — Occasional
• Lifting/Carrying (over 25 lbs.) — Never
• Squatting — Occasional
• Bending — Occasional
• Kneeling — Never
• Crawling — Never
• Climbing — Never
• Reaching overhead — Never
• Reaching forward — Occasional
• Pushing — Never
• Pulling — Never
• Twisting — Never
• Concentrating for long periods of time — Continuous
• Applying common sense to deal with problems involving standardized situations — Continuous
• Reading, writing, and comprehending instructions — Continuous
• Adding, subtracting, multiplying, and dividing — Continuous