2027 Commercial Real Estate Summer Intern

Commercial Real Estate (CRE) Credit Analyst Intern

U.S. Bank is on a journey to do our best—helping customers and businesses make better and smarter financial decisions and enabling the communities we support to grow and succeed.

Our Commercial Real Estate team includes credit analysts in seven regional underwriting offices supporting approximately 30 origination offices across the country. U.S. Bank’s Commercial Real Estate platform is one of the largest in the United States, delivering financing solutions to institutional, public, and private commercial real estate investors. These solutions include lines of credit (working capital, subscription, repurchase) and project debt (construction, bridge, term) to acquire, construct, or rehab property types including multifamily, industrial, office, retail, and more.

What You’ll Do

This 10-week paid internship provides a foundation in analyzing financial statements, assessing credit requests, and delivering recommendations tied to credit risk analysis. You will receive accelerated learning and skill development through on-the-job training, mentorship, a community of peers and advisors, and a pathway to the full-time Credit Analyst Development Program upon graduation.

As a CRE Intern, you’ll:

• Underwrite, structure, and present a new loan opportunity as part of the intern Capstone project.
• Assist in completing quarterly trending reports (QTR) and annual reviews of existing clients.
• Support senior credit analysts in underwriting new business opportunities, financial spreading, risk rating loans, and calculating various financial metrics.
• Measure, monitor, and test financial covenants as specified within credit approval documents.
• Read and interpret relevant credit approval requirements to accurately input monitoring requirements and covenants into a standard compliance monitoring system.
• Analyze financial statement results and prepare reports to communicate financial performance and trends with Portfolio Managers, Relationship Managers, and/or Credit Administration.
• Interact with clients as appropriate, including attending meetings with companies in the supported portfolio.
• Explore the use of AI-enabled tools (including Microsoft Copilot) to assist with financial analysis, market research, and development of credit presentations and reports.
• Develop technical and business acumen through training, mentorship, and exposure to senior executives.
• Build a supportive community of peers through cohort strengthening activities such as social events, volunteer days, and development workshops.

Who We’re Looking For

We’re looking for talent with demonstrated leadership capabilities, a strong work ethic, and intellectual curiosity.

Locations

• Charlotte
• Denver
• Los Angeles
• Minneapolis
• New York

Basic Qualifications

• Pursuing a bachelor’s degree with a target graduation date of December 2027 or May 2028.
• Basic understanding of Financial/Accounting terms, concepts, and applications.
• Ability to start the internship program on June 7, 2027.
• Ability to work in the office 3+ days per week.

Preferred Qualifications

• GPA of 3.0 or above.
• Strong written and verbal communication skills.
• Well-developed analytical skills.
• Acute attention to detail.
• Ability to work well under pressure and within time constraints.
• Ability to work well in a team environment and independently, demonstrating initiative, ownership, and flexibility.
• Effective oral and written communication skills.
• Proficiency in Word, Excel, and PowerPoint.
• Experience with or exposure to Microsoft Copilot or other AI tools, and interest in applying technology to enhance productivity, decision-making, and client-focused outcomes.

Internship Benefits

• Meaningful, hands-on work that impacts the business.
• Networking opportunities with senior leadership, U.S. Bank team members, and interns.
• Potential for a full-time offer upon graduation into a development program.

Working Model and Hours

This role is hybrid. Interns in a hybrid role typically spend three days a week at the listed U.S. Bank location(s), with flexibility for the other working days. Interns work approximately 40 hours each week during the internship.

Application Process

To apply and learn more, click on the Apply Now icon to submit your application.

Posting may be closed earlier due to high volume of applicants.

If you need an accommodation for a disability during any portion of the application or hiring process, refer to U.S. Bank’s disability accommodations for applicants.

Benefits

U.S. Bank’s benefits are designed to help you and your family boost health, protect financial security, and provide peace of mind. Benefits include:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review full benefits available by employment status here.

Equal Opportunity

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

Additional Information

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $21.25 - $28.32

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act, as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.