Underwriter Cyber

DUAL North America, Inc. Underwriter - Cyber

At DUAL North America, our core values center on independence and people. We are a unique workplace culture—the biggest small company in the world—built on the principle of being a People First business. Our vision is to be an independent business that thrives, controlled by its people. Finding the most talented and entrepreneurial individuals to join the Group has always been, and will continue to be, key.

DUAL North America, Inc. is seeking an Underwriter for the Cyber division.

Role Overview

At DUAL, underwriters play a key strategic role in shaping the underwriting framework and expanding broker relationships. In this role, you will provide expertise in risk evaluation, manage new and renewal submissions, and support profitable portfolio growth.

In collaboration with the Cyber division, you will evaluate cyber risk exposures, including security controls, incident history, and emerging threats, to provide tailored insurance solutions.

Position Details

• Classification: Exempt/Full-time
• Reports to: EVP Underwriting, Cyber
• Travel: Up to 20% or more
• Salary: $100,000.00 - $120,000.00
• Location: Chicago, IL, New York, NY, Atlanta, GA, Hybrid

Role Responsibilities

• Curate a portfolio of business in accordance with Underwriting Guidelines and prescribed pricing tools with minimal discretion, ensuring submissions meet underwriting standards for the program and are profitable.
• Evaluate, select, classify, and rate/price each risk; establish the standards of coverage and amount of protection to be offered.
• Execute on annual new and renewal business goals by achieving agreed premium income and hitting quote numbers with desired hit ratios and retentions.
• Foster relationships with assigned producers.
• Gather and compile information required to quote and/or bind an account.
• Generate, edit, and send out a variety of correspondence, such as declination letters, quote follow-ups, and subjectivity reminders.
• Demonstrate an advanced understanding of technical underwriting principles and risk underwriting characteristics in your business line.
• Keep up to date on market dynamics, competitive landscape, and product differences, and communicate market intelligence to the broader team.
• Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable.
• Underwriting Authority: Has Underwriting Authority per an assigned Letter of Authority (LOA).

Key Requirements

• Bachelor’s degree in risk management, finance, business, or a related field is preferred.
• Professional certifications like CPCU/AU or similar designations are a plus.
• 0-5 years of underwriting experience.
• Solid understanding of underwriting principles and risk assessment.
• Strong analytical, negotiation, and decision-making skills.
• Excellent written, verbal, and client-facing communication skills.
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint).
• Ability to follow policies and procedures.
• Self-motivated with strong attention to detail.
• Ability to travel up to 20% or more as required for client meetings, conferences, or industry events.
• Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment.

If you do not meet all the qualifications for this role, we still encourage you to apply.

What We Offer

A career that you define. We offer all the usual rewards and benefits, including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days, and more.

We provide an environment where new ideas are encouraged and celebrated, where people who want to have a real hand in our success thrive. We want people who want to make a difference—not just in the workplace, but in the industry and in the wider community.

EEO Statement:

We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect. DUAL North America provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. DUAL will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment.