Banking Associate - Clinton Hill - (30 Hours Weekly)

Banking Associate

Work Location: Brooklyn, New York, United States of America

Hours: 30

Pay Details: $23.75 - $31.00 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience. Compensation policies and practices are designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay offered may vary based on the candidate’s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. Candidates are encouraged to ask compensation-related questions and have an open dialogue with their recruiter for more specific details.

Line of Business: Personal & Commercial Banking

Job Description

The Banking Associate is a professional in banking and plays a key role in delivering TD’s Brand promise at a store location. This role is accountable for accurately completing everyday banking transactions and providing advice and educational support on services, products, and tools to help customers achieve their financial goals.

Depth & Scope

• Performs a wide range of tasks across multiple areas within a store location, including processing customer transactions, opening new accounts, and educating customers on banking products and services.
• Delivers end-to-end advice customers expect by building trust with educational content and tools, providing consultative support, and advocating with proactive insights and recommendations.
• Uses TD systems and tools to engage with customers to acquire and deepen relationships by providing advice and guidance that attract and retain customers.
• Understands customer financial needs to identify opportunities to promote and educate on products and services, and/or refer customers to the appropriate team member or internal bank partner, while ensuring a positive customer experience.
• Accurately completes everyday banking transactions either on the teller line or on the platform while uncovering customer financial needs and educating on products, services, and tools, or referring to the appropriate expert.
• Services customers as needed on both the teller line and platform, including opening/closing personal deposit accounts, everyday bank transactions, debit card/credit card issues, Regulation E, and mobile and online (digital) banking.
• Connects with customers, provides financial advice, and deepens relationships through lead management activities, including creating and managing self-generated leads; managing received partner/retail-to-retail referral leads or campaign leads; customer outreach (outbound calls, relay SMS); setting and/or hosting appointments; and lead prioritization.

Education & Experience

• High school diploma or GED.
• 1 year of experience working with customers in any capacity, demonstrated through volunteering, education, or military experience (preferred).
• Demonstrated customer service skills (preferred).
• Ability to work during operating hours, including evenings, weekends, and holidays as scheduled.
• Teller experience (preferred).
• Required to complete Teller training and Part 1 of platform training upon hire.
• Strong organization skills to handle multiple tasks in a fast-paced environment.
• Excellent communication skills with the ability to be concise, clear, and consistent.
• Demonstrated effective problem-solving skills.
• Demonstrated ability to schedule and prioritize work.
• Demonstrated ability to work independently and within deadlines.
• Sound judgment in decision-making and problem-solving.
• Proficient in Microsoft Office.
• Notary license (preferred).

Customer Accountabilities

• Consistently provides legendary customer service while transacting, promoting, educating, and referring TD products to new and existing customers.
• Establishes and nurtures customer relationships by consistently demonstrating product knowledge, actively listening to customer needs, engaging in additional conversations to identify additional needs, and offering a solution or partner referral.
• Manages wait times to meet with a banker by scheduling, rescheduling, or canceling client meetings.
• Engages in lobby leadership as the first point of contact for customer inquiries, orchestrating customer walk-in traffic and supporting customer resolution, or making appointments to see an expert.
• Understands and supports the bank’s customer service strategy.
• Considers the impact of decisions on TD, customers, and stakeholders.
• Drives referrals to store colleagues and partners to support customers’ broader and more complex financial needs.
• Ensures tasks are performed within established policy and procedures.
• Successfully completes all required job-specific, compliance-related training.
• Understands, utilizes, and follows compliance/risk and control programs.
• Ensures ongoing compliance with internal/external audit and regulatory requirements; provides prompt and comprehensive responses to external audit, regulator, and compliance requests and findings; maintains appropriate records of action plans.
• Knows and complies with the TD Code of Conduct.

Shareholder Accountabilities

• Ensures compliance when completing operational activities in accordance with company guidelines and regulations such as the Bank Secrecy Act and Patriot Act to minimize risk and protect the customer.
• Accurately processes cash/deposit/withdrawal transactions and other account servicing requests.
• Processes everyday transactions, including opening/closing and servicing accounts, depositing or cashing checks, reordering a debit card, or updating an address.
• Ensures compliance with all regulations, policies, and procedures by adhering to required controls, critical dates, and accurate documents.
• Applies customer authentication principles, compliance regulations, and due diligence to new account openings and transactions.
• Accurately and efficiently performs transactions accountable for cash drawers, including maintaining cash limits and securing cash drawers/stations and end-of-day cash drawer totals (TCR).
• Follows policy and procedure for customer authentication.
• Acts as a dual control agent when required.
• Follows all required open/close procedures.

Employee/Team Accountabilities

• Contributes to a positive work environment by aligning to TD Model, Brand, and Culture as a full member of the team.
• Actively participates in personal performance and development activities.
• Acts as a brand champion internally and externally.
• Collaborates with team members to contribute to the success of the team and organization.
• Partners as a team player.
• Actively seeks opportunities to improve work delivery with a high attention to quality standards.
• Takes ownership of career and aspirations; seeks diverse feedback to continuously develop and enhance skills.
• Positively embraces change.
• Adheres to and participates in TD’s Shared Commitments.
• Models quality service in every customer interaction.
• Engages in advancing and sustaining a unique, inclusive culture reflecting TD’s diversity agenda and creating an extraordinary employee experience.
• May train and mentor newer colleagues.

Physical Requirements

• Domestic Travel: Occasional
• International Travel: Never
• Performing sedentary work: Frequent (34–66%)
• Performing multiple tasks: Continuous (67–100%)
• Operating standard office equipment: Continuous (67–100%)
• Responding quickly to sounds: Continuous (67–100%)
• Sitting: Frequent (34–66%)
• Standing: Frequent (34–66%)
• Walking: Frequent (34–66%)
• Moving safely in confined spaces: Occasional (1–33%)
• Lifting/Carrying (under 25 lbs.): Occasional (1–33%)
• Lifting/Carrying (over 25 lbs.): Occasional (1–33%)
• Squatting: Occasional (1–33%)
• Bending: Occasional (1–33%)
• Kneeling: Occasional (1–33%)
• Crawling: Occasional (1–33%)
• Climbing: Occasional (1–33%)
• Reaching overhead: Occasional (1–33%)
• Reaching forward: Occasional (1–33%)
• Pushing: Occasional (1–33%)
• Pulling: Occasional (1–33%)
• Twisting: Occasional (1–33%)
• Concentrating for long periods of time: Continuous (67–100%)
• Applying common sense to deal with problems involving standardized situations: Continuous (67–100%)
• Reading, writing, and comprehending instructions: Continuous (67–100%)
• Adding, subtracting, multiplying, and dividing: Continuous (67–100%)

The statements above describe the general nature and level of work performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required. The listed responsibilities and duties are considered essential functions for ADA purposes.

Who We Are

TD is one of the world’s leading global financial institutions and the fifth largest bank in North America by branches/stores. Every day, TD strives to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States, and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, believing that all colleagues, no matter where they work, are client facing. Together, TD is reimagining what banking can be for clients, colleagues, and communities.

Our Total Rewards Package

TD’s Total Rewards package reflects the investments made in colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan), as well as other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

Additional Information

Through regular development conversations, training programs, and a competitive benefits plan, TD is committed to providing the support colleagues need to thrive both at work and at home.

Colleague Development

• Regular career, development, and performance conversations with your manager.
• Access to an online learning platform and mentoring programs to unlock future opportunities.
• Multiple career paths to help you grow your expertise and make a meaningful impact.

Training & Onboarding

TD will provide training and onboarding sessions to ensure you have what you need to succeed in the new role.

Interview Process

TD will reach out to candidates of interest to schedule an interview and will communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran, or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com, including your full name, best way to reach you, and the accommodation needed to assist with the applicant process.