AR & Credit Analyst Intern (May - Aug 2026)

Job Responsibilities

• Assessment of customers' credit risk profile – analysis of financial statements and preparation of Credit Score Cards (along with business needs) to assess the amount of credit limit to be extended.
• Monitoring of customers' payment and overdue AR, and following up with Sales PIC and Manila Accounting Team on payment and AR clearance.
• AR related reporting – Monthly AR Monitoring Report, Overdue AR reporting, ARDSO reporting, etc.
• Support on new system/process implementation and issues related to AR and Credit.
• Follow-up and review of securities provided by customers such as credit insurance, bankers' guarantees, letters of credit, and cash deposits to ensure credit risks are well managed.
• Yearly Credit Review which will also cover items (1) and (4) above.

Learning Outcomes

1. Customers' credit profile assessment / Yearly Credit Review for the company:
   • Obtain a good understanding of and gain experience in the yearly credit review process;
   • Gain knowledge on how credit limits can be set (considering risks and surrounding factors such as sales trends and plans);
   • Learn to assess financial statements (including the computation of ratios, preparation of credit score cards, and evaluation of results);
   • Gain experience in working with the Sales Team, Credit Insurance Company, Bankers, and within the credit team.
2. AR Reporting
   • Gain basic understanding of Overdue AR and ARDSO concepts;
   • Learn how to support the company in managing credit risks through improving such results (lower AR overdue and ARDSO).
3. Customer Master Maintenance
   • Gain knowledge on SAP customer master maintenance process and fields.

Requirements

• Ability to communicate at all levels, with internal and external parties.
• Good understanding of financial statements and ratios is a plus.
• Ability to work independently and in a team, as the situation calls for.
• Willingness to engage with Sales members and external parties (such as customers' accounting members, bankers, and insurance company); credit management is not a deskbound role.
• Good MS skills - Excel, PowerPoint, and Word.
• Good follow-up skills and time management.
• Aptitude to prioritize and manage workloads effectively.
• Willingness to take the extra mile and show initiative when needed.
• Ability to make simple presentations to colleagues and superiors.