Credit Analyst Intern

About Lendable

Lendable is on a mission to build the world's best technology to help people get credit and save money. We are building one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s most exciting unicorns with a team of over 800 people
• Among the fastest-growing tech companies in the UK
• Profitable since 2017
• Backed by top investors including Balderton Capital and Goldman Sachs
• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards, and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Why Join Us?

1. Take ownership: You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1.
2. Work in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions.
3. Build the best technology in-house: We use new data sources, machine learning, and AI to make machines do the heavy lifting.

About the Role

This is a 10-week internship program starting from June 29th, 2027.

Salary: £50,000 (per annum)

We’re looking for a super smart student who is great with numbers and loves problem solving to come and apply your skills in a start-up environment and have a big impact on our business and how we do things.

What You'll Be Doing

• Use your analytical and problem-solving skills to generate key insights from data and use that insight to drive meaningful change in our strategy.
• Using data and modelling to ground assumptions for our NPV model, such as predicting future default rates, and using that to inform our lending decisions.
• Using data and analytics to drive decisions about who we should lend to, how much we should lend to them, and how that changes with economy and competition shifts.
• Conducting hypothesis testing and using your findings to change how we operate in areas such as lending strategy, pricing, and fraud detection.
• Presenting your findings to senior leaders in the company, then working with the product/tech team to get them implemented.

What We're Looking For

• A university student in their penultimate year (undergraduates, masters, or PhD students welcome).
• Must have coding skills in Python or SQL.
• Someone who loves numbers! You’ll be working with numbers every single day in this role, so you must demonstrate the ability to work with complex data sets, analyze them, and draw insights.
• You’ll have a natural curiosity and love to dig into things to understand how they work.
• A startup mindset. We are a fast-growth tech startup, so you’ll be excited to work in an entrepreneurial environment and have a real impact on the business.

Interview Process

• 15-minute online test
• Coding Take Home Task
• Remote (video call) Task Debrief (60 mins)
• Remote (video call) Case Study (60 mins)
• In-person case study (60 min) + Culture Add Conversation (15 minutes) + opportunity to meet other recent grads over lunch (30-45 minutes)

Life at Lendable

• Winning team: The opportunity to scale up one of the world’s most successful fintech companies.
• Flexible working: A flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites.
• Socials & connection: Opportunities and events to come together, socialise, and get to know each other beyond the office walls.
• Health coverage: Support for your physical and mental wellbeing, including private health cover.
• Retirement & savings: Long-term financial wellbeing through retirement savings plans.
• Employee referral programme: Earn a competitive bonus when you refer successful new team members.
• Office meals & snacks: Enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations.
• Sustainable commuting: Cycle-to-work and electric vehicle salary sacrifice schemes available in select locations.

Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.

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