AML/ KYC Specialist

KYC (Know Your Customer) Specialist

As a KYC (Know Your Customer) Specialist, you will ensure compliance with regulatory requirements by conducting due diligence and risk reviews on new and existing customers, and performing investigations as necessary. You will play a key role in performing accurate risk assessments to help maintain the integrity of financial systems and prevent potential fraud, money laundering, and terrorist financing activities.

This role focuses on managing high-risk and significant high-risk partners. You will need strong risk assessment and compliance knowledge, investigative abilities, effective communication and collaboration skills, and proficiency in technology and data analysis. Your commitment to a secure and compliant payments environment will support Klarna’s mission of providing smarter and more flexible shopping experiences.

Key Responsibilities

• Customer Due Diligence (CDD): Conduct thorough and accurate CDD on new and existing partners in line with established policies and procedures.
• Documentation and Verification: Gather and verify customer identification documents, evaluate source of funds, and assess customer risk levels.
• Risk Assessment: Evaluate customer risk levels based on information collected during the CDD process.
• Risk Frameworks and Tools: Use risk assessment frameworks and tools to categorize customers and identify high-risk entities.
• Documentation and Reporting: Prepare accurate and comprehensive reports detailing findings from customer due diligence and risk assessments.
• Record Keeping: Maintain detailed records and documentation to support decision-making and regulatory requirements.
• Collaboration and Communication: Collaborate with internal stakeholders to address compliance issues, share knowledge, and improve processes.
• Case Outcomes: Communicate effectively with relevant parties regarding investigation outcomes or escalated cases.
• Training: Prepare and deliver training for more junior colleagues.
• Continuous Improvement: Identify opportunities to improve internal processes and contribute to enhancing existing policies, procedures, and systems.
• KYC Process Enhancement: Propose solutions to improve the effectiveness and efficiency of the KYC process.

Qualifications and Skills

• 1+ years of experience in KYC, EDD, AML, or compliance roles within the financial services industry.
• Strong knowledge of industry best practices for AML.
• Experience and knowledge of OSINT techniques.
• Strong analytical and investigative skills, with the ability to identify and assess potential risks.
• High attention to detail and ability to work accurately under tight deadlines.
• Excellent English written and verbal communication skills, with the ability to present complex information clearly and concisely.