Credit Specialist Analyst

Credit Specialist Analyst (GCB 5)

We are currently seeking a high-calibre professional to join our team as a Credit Specialist Analyst.

In this role you will

• Support the development and delivery of the credit proposition within Private Banking, including assisting with the management of a full suite of credit products and solutions for target clients
• Support Senior Credit Specialists in driving the growth of the Private Banking credit business by providing credit expertise to Relationship Managers and clients
• Prepare high-quality credit submissions for internal approval and support end-to-end loan execution, including documentation coordination, conditions precedent tracking and post-approval follow-up with stakeholders
• Conduct credit analysis and due diligence, including financial spreading, cashflow assessment, collateral evaluation, facility structuring support and sensitivity/scenario analysis
• Support Non-Performing Assets (NPA) and watchlist management activities, including data gathering, action tracking and remediation support

To be successful you will need

• University degree in a relevant discipline
• Experience in lending or other credit-related functions, ideally within Private Banking / Wealth Management
• Sound knowledge of collateral lending and structured credit solutions for private clients, with the ability to learn product features and risk drivers quickly
• Strong analytical skills and attention to detail, with the ability to produce clear, concise credit write-ups
• Strong stakeholder management and communication skills; client-facing exposure is an advantage
• Excellent written and spoken English, Mandarin and Cantonese

The employment is subject to Mandatory Reference Checking Scheme (MRCS) as per regulatory requirement. For details, please refer to Mandatory Reference Checking Scheme Phase 2 | The Hong Kong Association of Banks.

Opening up a world of opportunity

http://www.hsbc.com/careers

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited.

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