# GCIB Credit Analyst I, II, or III [Bank of America](https://www.jorb.ai/firms/bank-of-america.md) · New York · United States · [Corporate, Commercial & Institutional Banking](https://www.jorb.ai/jobs/corporate-commercial-institutional-banking.md) Bank of America is hiring a GCIB Credit Analyst I, II, or III in New York. Posted 2026-06-01; applications close 2026-07-31. **Apply**: https://ghr.wd1.myworkdayjobs.com/Lateral-US/job/New-York/GCIB-Credit-Analyst-I--II--or-III_26018795 Posted 5d ago. ## Role details ## Job Description At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! ## Job Description This role is responsible for analyzing and interpreting a client’s creditworthiness, evaluating credit risks, and writing credit approval memos for annual renewals and new lending opportunities. Key responsibilities include analyzing qualitative and quantitative data such as client financials, projections, industry data, covenant compliance, and collateral appraisals to ensure compliance with the bank’s risk appetite. Job expectations include completing regular monitoring and underwriting tasks and supporting key internal stakeholders to achieve successful execution of new transactions. Performs credit analysis in support of the origination, underwriting and portfolio management process for U.S. Asset Manager and Financial Technology clients within GCIB. Product focus primarily geared toward syndicated and bilateral revolving credit and term loans at the asset manager management company and fund level. Additional exposure to Treasury/Cash Management, Traded Products, and Leases. Active portfolio with tight turnaround times through a combination of requests for new committed credit as well as amendments and/or maturity extensions for existing clients. ## Responsibilities - Analyzes client’s financial performance by comparing it to past performance, projections, and industry standards - Reviews financial statements, assesses the client’s compliance with financial covenants, and renews risk ratings, while recommending changes as warranted - Assists in the underwriting, credit risk analysis, negotiation, and closing of new transactions or existing transactions, while adhering to all relevant policies and procedures - Evaluates transaction and relationship risk-adjusted profitability to facilitate the allocation of capital - Build projection models for the client (as needed) based on historical performance, industry forecasts, and other due diligence findings - Responsible for credit coverage support of asset manager corporate and financial technology clients in addition to fund level mutual fund redemption facility clients - Responsible for managing the end-to-end credit approval process and the portfolio monitoring teamwork flow to ensure quality of work and timeline management of deliverables - Conduct financial statement analysis, assess business and industry risks, negotiate credit agreement documentation, and prepare credit approval memorandum. Interact with colleagues across corporate banking, sales and trading, investment banking, loan syndications, and treasury sales ## Required Qualifications - Strong accounting, financial statement analysis, and corporate finance background - Cash flow lending experience - 1 year commercial and/or corporate banking credit experience - Experience in commercial credit risk analysis, negotiation, and closing of new transactions or existing transactions, while adhering to all relevant policies and procedures - Must have commercial credit analysis, financial modeling, traded products and underwriting experience - Must have proficient Excel, Microsoft Word and PowerPoint skills - Proficient Excel, Microsoft Word, PowerPoint - Interest in the asset management industry - 6+ months applicable experience in commercial ## Desired Qualifications - Bachelor’s degree in Finance or equivalent experience - 1+ years’ experience conducting business analysis, financial statement analysis, and financial modeling for corporate borrowers - Familiarity with corporate loan agreements - Familiarity with the origination, underwriting, and approval process for corporate loans ## Skills - Analytical Thinking - Financial Analysis - Financial Forecasting and Modeling - Profitability Analysis - Research Analysis - Attention to Detail - Business Acumen - Credit and Risk Assessment - Underwriting - Written Communications - Collaboration - Critical Thinking - Portfolio Analysis - Prioritization - Technical Documentation ## Shift 1st shift (United States of America) ## Hours Per Week 40 ## Pay Transparency details US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100) ## Pay range $90,000.00 - $109,600.00 annualized salary, offers to be determined based on experience, education and skill set. ## Discretionary incentive eligibility This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company. ## Benefits This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve. ## Applying to this role This GCIB Credit Analyst I, II, or III role at Bank of America runs through the firm's own careers portal and expects a CV and cover letter written specifically for the posting, not a portable submission carried across firms. Jorb AI's application agent tailors a CV and cover letter from your background to this posting and tracks the role alongside the rest of your applications. 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