# Credit Analyst II/General Industries - Global Corporate & Investment Banking [Bank of America](https://www.jorb.ai/firms/bank-of-america.md) · New York · United States · [Sell-side](https://www.jorb.ai/jobs/sell-side.md) Bank of America is hiring a Credit Analyst II/General Industries - Global Corporate & Investment Banking in New York. Posted 2026-04-14; applications close 2026-06-13. **Apply**: https://ghr.wd1.myworkdayjobs.com/Lateral-US/job/New-York/Credit-Analyst-II-General-Industries---Global-Commercial---Investment-Banking_26011340 Posted 8d ago. ## Role details ## Job Description At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities, and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth, including our commitment to an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and appropriate flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! ## Job Summary This role is responsible for analyzing and interpreting a client’s credit worthiness, evaluating credit risks, and writing credit approval memos for annual renewals and new lending opportunities. Key responsibilities include analyzing qualitative and quantitative data such as client financials, projections, industry data, covenant compliance, and collateral appraisals to ensure compliance with the bank’s risk appetite. The role entails completing regular monitoring and underwriting tasks and supporting key internal stakeholders to achieve successful execution of new transactions. ## Responsibilities - Analyze a client’s financial performance by comparing it to past performance, projections, and industry standards - Review financial statements, assess compliance with financial covenants, and renew risk ratings, while recommending changes as warranted - Assist in underwriting, credit risk analysis, negotiation, and closing of new or existing transactions, adhering to relevant policies and procedures - Evaluate transaction and relationship risk-adjusted profitability to facilitate capital allocation - Build projection models for the client based on historical performance, industry forecasts, and due diligence findings - Evaluate creditworthiness and provide analysis and decisioning on whether a client should receive a credit facility - Partner with Credit Officers, Corporate Banking, and Risk teammates to assess and deliver credit solutions - Monitor the client’s operating performance and financial condition, proactively identifying issues and opportunities - Deliver financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process - Ensure adherence to credit policies, guidelines, procedures, and applicable regulatory requirements ## Required Qualifications - 1+ years of relevant experience in credit analysis, banking, financial services, or a comparable analytical or risk-focused role - Demonstrated working knowledge of financial and accounting concepts, with the ability to apply them in credit or financial analysis - Strong written and verbal communication skills, with the ability to clearly summarize financial performance, risks, and recommendations - Ability to effectively manage multiple priorities and deadlines in a fast-paced, transaction-oriented environment - Proficiency in Microsoft Excel, including use for financial analysis, modeling, and data review - Strong attention to detail and sound judgment when working within credit policies, procedures, and regulatory guidelines ## Desired Qualifications - Bachelor’s degree in finance, accounting, economics, or a related field - Experience supporting credit underwriting, risk rating, or loan approval processes - Exposure to financial modeling, cash flow forecasting, covenant testing, or profitability analysis - Familiarity with commercial lending products, credit policies, or relevant regulatory requirements - Experience partnering with relationship managers, credit officers, or risk teams ## Skills - Analytical Thinking - Financial Analysis - Financial Forecasting and Modeling - Profitability Analysis - Research Analysis - Attention to Detail - Business Acumen - Credit and Risk Assessment - Underwriting - Written Communications - Collaboration - Credit Documentation Requirements - Recording/Organizing Information - Collateral Management - Loan Structuring ## Shift 1st shift (United States of America) ## Hours Per Week 40 ## Pay Transparency Pay range: $90,000.00 - $109,600.00 annualized salary. Offers to be determined based on experience, education, and skill set. Discretionary incentive eligible: This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group, and the overall success of the Company. ## Location US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100) ## Benefits This role is currently benefits eligible. We provide industry-leading benefits, paid time off, and resources to our employees to help them make a genuine impact and contribute to the sustainable growth of our business and the communities we serve. ## More open roles at Bank of America - [Corporate Audit Career Transition Apprentice 2026 - Chester](https://www.jorb.ai/jobs/69ccc1d0404094739fed37f3.md) — United Kingdom, posted 21d ago - [Advisor Development Program - Financial Solutions Advisor Trainee (Centralized): Midtown Manhattan](https://www.jorb.ai/jobs/69e68ae7fb44d8edb31e4e98.md) — New York, posted 2d ago - [Corporate Banking Analyst (Subsidiaries) Japanese/Korean language skills](https://www.jorb.ai/jobs/69e0f5e8d5a3f51553b382a2.md) — New York, posted 6d ago - [Corporate Access Associate - Global Research](https://www.jorb.ai/jobs/69de6c92763a76056f7410c1.md) — New York, posted 8d ago - [Registered Wealth Management Client Associate](https://www.jorb.ai/jobs/69d848030803fb3d7f4df43e.md) — New York, posted 13d ago --- Updated: 2026-04-22 Canonical: https://www.jorb.ai/jobs/69dea34c1a6469bdbbaf70dc