# Credit Risk: Central Functions, PA Lending/Reporting : Job Level - Analyst [Morgan Stanley](https://www.jorb.ai/firms/morgan-stanley.md) · New York · United States · [Risk & Compliance](https://www.jorb.ai/jobs/risk-compliance.md) Morgan Stanley is hiring a Credit Risk: Central Functions, PA Lending/Reporting : Job Level - Analyst in New York. Posted 2026-03-05; applications close 2026-05-04. **Apply**: https://ms.wd5.myworkdayjobs.com/External/job/New-York-New-York-United-States-of-America/Credit-Risk--Central-Functions--PA-Lending-Reporting---Job-Level---Analyst_PT-JR031118 Posted 1mo ago. ## Role details ## Overview Firm Risk Management (FRM) enables Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses resulting from credit, market, liquidity, operational, model, and other risks. You will collaborate with colleagues across FRM and the Firm to protect the Firm's capital base and franchise, advise businesses and clients on risk-mitigating strategies, develop tools and methodologies to analyze and monitor risk, contribute to key regulatory initiatives, and report on risk exposures and metrics to enable informed and strategic decision-making. Through thoughtful analysis and clear communication we aim to bring our ideas to the table and improve the Firm. ## Group Credit Risk Management (CRM) Credit Risk Management evaluates credit risk transactions and approves, rejects, or modifies them considering the availability and appropriateness of arrangements for reducing risk or risk mitigation. The department also assigns Internal Credit Ratings; establishes and manages credit risk limits in accordance with the risk tolerance established by the Board; monitors and reports on credit risk exposures regularly to the Chief Risk Officer, Chief Credit Officer, and senior management. CRM also interacts with the business unit to ensure that credit risk assessments are factored into business decisions. ## Background on the Position CRM is seeking an Analyst to join the Global Credit Reporting team responsible for providing Credit Risk Product Heads, the Chief Credit Officer, and Chief Risk Officer with analysis and reporting to support timely and accurate decision making related to the Firm's credit portfolio. The team provides in-depth exposure analysis, risk insights, and reporting for the global credit portfolio, consisting of all products which expose Morgan Stanley to credit risk. The analysis and reporting support senior management's understanding of current risk drivers, portfolio concentrations, correlations, and potential tail risks. The Credit Reporting team is responsible for the design, development, and production of recurring management reporting providing value-additive analysis of Morgan Stanley's credit risk profile and assessment of emerging risk issues. The team also assists regional and product portfolio managers with ad-hoc analysis as requested by product leads or senior management. The team works closely with Credit Coverage officers, Business Units, and other Risk functions. ## Primary Responsibilities - Analyze daily, weekly, monthly, and quarterly changes in the credit portfolio and summarize findings in oral, written, and PowerPoint formats. - Prepare weekly, monthly, and quarterly portfolio review materials; review and defend analyses with the senior portfolio manager. - Assist with ad-hoc requests for new point-in-time and trend analysis of the credit portfolio, including capture and aggregation of data not already in credit, risk, or firm systems. - Participate in the end-to-end report development lifecycle: ideation, data collection and aggregation, prototyping, report production, and automation. - Escalate data issues to the Data Control team and Credit Risk Agile IT squads and assist with remediation of data problems. - Collaborate with Data Control, Credit Risk Agile IT squads, Credit Coverage, and Business Unit representatives to onboard new and emerging data required for portfolio analysis into credit risk systems. - Maintain SQL-based or other automated reporting processes for managing and monitoring risk. ## Experience & Qualifications - Bachelor's degree in Finance, Computer Science, or Engineering. - 0–2 years of work experience in an investment bank, commercial bank, or consulting firm. - Experience with or strong knowledge of Excel, PowerPoint, SQL, and VBA. - Strong verbal and written communication skills. - Well organized and able to work in a fast-paced environment with strong attention to detail. - Ability to meet deadlines while managing multiple deliverables. - Ability to collaborate with colleagues in other geographic locations. - Demonstrated problem-solving skills with the ability to address various requirements. ## Additional Skills - Sufficient knowledge of programming languages such as Python. - Experience with business intelligence software (Tableau, QlikView, Power BI, etc.). - Understanding of Credit Risk, lending, and/or traded products. ## What You Can Expect from Morgan Stanley At Morgan Stanley, we raise, manage, and allocate capital for our clients—helping them reach their goals. We operate with a differentiated approach built over 90 years. Our values—putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back—guide our decisions to best serve clients, communities, and more than 80,000 employees in 1,200 offices across 42 countries. You will work with the best and brightest in a supportive and empowering environment. Our teams are collaborative and creative, fueled by diverse backgrounds and experiences. We are committed to supporting our employees and their families with attractive and comprehensive benefits. There are ample opportunities to grow within the firm for those who demonstrate passion and grit. To learn more about our offices globally, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. ## Compensation Expected base pay ranges from $75,000 to $95,000 per year at the start of employment. Base pay is determined on an individualized basis and is only part of the total compensation package, which may include commissions, incentive compensation, discretionary bonuses, other short- and long-term incentive programs, and Morgan Stanley-sponsored benefits. ## Equal Opportunity & Diversity Morgan Stanley is committed to building a diverse workforce and maintaining equal employment opportunities. We do not discriminate or harass on the basis of race, color, religion, creed, age, sex, gender identity or expression, transgender status, sexual orientation, national origin, citizenship, disability, marital or civil partnership status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. 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